Debt validation letter help, not credit repair (early test)
I’m exploring a simple kit to help you draft a debt validation letter asking a collector to verify a debt, with plain-English notes on your FDCPA rights. It isn’t built yet. If you’d use it, tell me below. We are not a credit repair company.
Not a law firm. Not credit repair. Not a credit counselor.
What we’re testing
- Validation focus: Asking collectors to verify the debt
- FDCPA basics: Plain-English notes on validation rights
- An editable letter: You’d review and send it yourself
- No credit repair: No bureau disputes, no score promises
This is the idea being tested, not something available today.
What happens if you sign up
- You leave your email — plus the collector’s name and your state
- I read it myself — nothing is sent automatically, and no kit exists yet
- I may reply personally — with free pointers to official resources (like the CFPB’s debt collection guides and sample letters). Replies aren’t guaranteed.
Tell me you want this
About 1 minute. Nothing is sent automatically; I read every request myself.
Who’s behind Debt Validation Letter Kit
Josh Finer
Entrepreneur · Founder, Finer Technologies (Newtown, PA)
I’ve spent my career building and operating internet and payments businesses. Debt Validation Letter Kit is an idea I’m testing, not a finished product: FDCPA-oriented validation letter drafts. Not a law firm; not credit repair.
You’ll deal with a real person: me. I use AI tools to help build and run these early tests, and I’m accountable for how your info is handled.
Josh Finer on LinkedInFAQ
- Is this available now?
- No. It’s an early test, and no letter kit exists yet.
- Anything free I can use today?
- Yes. The CFPB has free debt collection guides and sample letters at consumerfinance.gov.
- Is this credit repair?
- No.
- Legal advice?
- No.