FDCPA · debt validation letters

Generate a debt validation letter — not credit repair.

Build a clean FDCPA-style debt validation letter you can send to a collector. Educational letter kit with heavy disclaimers — we are not a credit repair company.

Build My Validation Letter →

Educational letter tool. Not a law firm. Not credit repair. Not a credit counselor.

Validation focus Ask collectors to verify the debt
FDCPA-oriented Education around validation rights
Editable letter You review and send
No credit repair No bureau disputes / score promises

How it works

Tell us the basics — Collector name + email
Get the letter kit — Template + checklist
You send it — Review, then mail/email

Why people use this

Asking for validation is a common consumer right education topic under FDCPA
A structured letter beats a blank page
We stay in validation letters — not credit repair

Email Me the Letter Kit

About 1 minute. Next steps by email.

Thanks — we got your request. Check your inbox for the kit.

Who’s behind Debt Validation Letter Kit

Josh Finer

Entrepreneur · Founder, Finer Technologies (Newtown, PA)

I’ve spent my career building and operating internet and payments businesses. Debt Validation Letter Kit is an educational letter tool I run — FDCPA-oriented validation drafts. Not a law firm; not credit repair.

You’ll deal with a real person — me — and I use cutting-edge AI agents to move faster on product and ops. I’m accountable for the product and how your info is handled.

Josh Finer on LinkedIn

FAQ

Is this credit repair?: No. Validation letters only.
Do you send it?: No — you review and send.
Legal advice?: No — educational templates.